FX & CFD Brokers
Funding & withdrawals for traders
Local rails, high value transactions, automated trader payouts in minutes - not days.
- Local deposit methods12+
- Trader payout SLA< 5 min
Licensed TPPP · South Africa · Kenya · Nigeria
Confidence in
Confidence in
Every Transaction
Swiffy is the payments platform built for FX brokers, iGaming operators, sports betting and e-commerce merchants - bringing deposits, payouts, settlement and fraud prevention together through one integration. We also power secure, seamless checkouts for traditional e-commerce and lifestyle brands.
FX & CFD
iGaming
Sports Betting
E-Commerce & Lifestyle
Powering Payments for Leading Businesses
What we do
One Platform. One Playbook. CONFIDENCE.
High-risk verticals need more than a checkout. Swiffy bundles deposits, payouts, settlement, fraud prevention and compliance into solutions tuned for how your players, traders and customers actually move money.
iGaming Operators
Higher deposit success, lower chargebacks
Multiple acquiring banks, 3D Secure transactions, crypto and Pay-by-Bank - KYC and fraud prevention tooling built in.
- Success rates> 85%
- Chargeback ratio< 0.3%
Sports Betting
Match-day scale, second-half payouts
Burst capacity for kickoff peaks, instant deposit confirmations and same-event payouts that keep punters coming back.
- Deposit-to-bet time~ 7 sec
- PayShap & EFT railsAll major
E-Commerce & Lifestyle
Checkout that converts, settlement you can see
Cards, Apple Pay, Google Pay, instant EFT, vouchers and WhatsApp PayLinks for online stores and lifestyle brands - through one integration.
- Ways to pay at checkoutCards, EFT & wallets
- ReconciliationAutomated
The Swiffy stack
Deposits in, payouts out.
And everything in between.
Deposits
Cards, EFT, Bank to Bank, vouchers and crypto in one checkout.
Withdrawals & Payouts
Pay customers out in minutes, singly or in bulk.
Settlement
Funds reconciled automatically and settled on schedule.
Live Balances & Realtime Analytics
Every transaction and balance, visible as it happens.
Fraud Prevention
3D Secure and fraud screening built into the stack.
KYC
FICA-aligned verification, handled inside the platform.
Live Customer Support
Direct access to a team that knows your account.
Single API Integration
Ship once and unlock every rail in the stack.
Dedicated Merchant Bank Accounts
Your own account, so funds are never pooled.
Payment coverage
Every way your customers pay.
One integration.
South Africa
Kenya
Nigeria
Security & compliance
Engineered for Trust.
Every transaction is screened, monitored and backed by people. Swiffy pairs resilient, encrypted infrastructure with real-time fraud controls - and a dedicated Fraud & Compliance team that watches over your payments around the clock.
A dedicated Fraud & Compliance team
Specialists who investigate suspicious activity, work with merchants to secure funds and act quickly when something looks wrong. Real people - not just rules.
Real-time monitoring
Velocity and behavioural rules flag unusual patterns as they happen.
Account verification (AVS)
Bank details are verified before funds move, cutting EFT fraud.
KYC, AML & sanctions
FICA-aligned identity checks with sanctions and PEP screening.
Encrypted & pen-tested
Data encrypted at rest and regular third-party penetration testing.
Built to stay up
Redundant architecture with a 99.9% platform uptime SLA.
24/7 infrastructure watch
Continuous monitoring and daily automated backups - 3am or match day.
SARB-aligned
FICA-aligned KYC
POPIA
99.9% uptime SLA
Integrations
One API.
Every rail.
Ship once and unlock the full Swiffy stack - every payment method, payout rail and feature through a single integration. No additional engineering each time you add a method.
REST APIWith full documentation
SandboxTest environment before go-live
WebhooksReal-time payment notifications
Hosted & PayLinksNo-code options via WhatsApp PayLink
// Create a deposit - one call, any method
POST /v1/deposits
{
"amount": "2500.00",
"currency": "ZAR",
"method": "capitec_pay",
"reference": "ACC-10293",
"notify_url": "https://you.com/webhooks"
}
// → 201 Created · status: pending → settled
Awards
Recognised for our excellence
We've earned multiple international awards for excellence in payment services, achieving global recognition for consecutive years.
UF Awards · MEA 2023
Best Payment Service Provider - Africa
MEA Business Awards · 2025 & 2026
Best Comprehensive Payment Solution Provider - South Africa
Plus the Payment Gateway Reliability Excellence Award 2026Licences & compliance
Licensed. Regulated. Accountable.
Swiffy operates within South Africa's payments framework - so you can onboard, transact and settle with confidence.
Licensed TPPP
A registered Third-Party Payment Provider in South Africa.
SARB-aligned
Operating in line with South African Reserve Bank requirements.
FICA & AML
Identity verification, sanctions and PEP screening by default.
POPIA
Personal information handled under South Africa's data protection law.
Customer stories
A partner, not a processor.
"Swiffy understands the complexities of our industry and delivers payment solutions that work. Their reliability, responsiveness and willingness to find solutions make them a valuable partner in Africa"
"Working with Swiffy has been a fantastic experience. Their team is professional, responsive and genuinely committed to supporting our business. In an industry where reliable payment solutions and efficiency are essential, Swiffy has proven to be a valuable partner. We look forward to continuing and growing our relationship."
Sponsorships & partnerships
Official Partner of
Hull City Football Club
Swiffy is the first South African business in our sector to partner with a Premier League club - working with Hull City across digital, content and match-day activity through the 2026/27 season, and taking African fintech to a global stage.
2026/27Premier League season
Durban → HullFrom Umhlanga to the EPL
Brand campaign
Now you can win with Swiffy.
Our campaign film, built around the football. Competition terms and conditions apply.
Get started
Let's talk payments.
Tell us which industry you're in and we'll take you to the right team. One of our payment specialists will be in touch to learn about your business.
FX & CFD BrokersDeposits and payouts for brokers and tradersStart your enquiry →
iGaming OperatorsHigher deposit success, built-in fraud toolingStart your enquiry →
Sports BettingMatch-day scale and same-event payoutsStart your enquiry →
E-Commerce & LifestyleCheckout, payment choice and reconciliationStart your enquiry →
Something else? Email hello@swiffy.co.za or browse our FAQ's.